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About
Humana One
 Humana Inc., based in
Louisville, Kentucky, and is one of the nation’s largest
publicly traded health benefit companies with over 9 million
members.
Humana delivers health
insurance coverage to employer groups, government-sponsored
plans and individuals.
Humana offers MyHumana - a
password - protected, personal home page. Review your plan
benefits and check claim status. Track your deductible
balance and out– of pocket medical expenses. Search for an
in - network primary care physician or specialist.
Here are some highlights:
· $5,000,000 lifetime
coverage per person
· $300 in preventive care
Before Deductible
· Child(ren) only coverage
· Nationwide network
· 10% spousal discount.
· First dollar coverage
for mammograms. (No maximum.)
· Mental and nervous
benefit included in the plans
· Extensive network of
providers, 350,000 physicians, 3,100 hospitals, 46,000
pharmacies
· Chiropractic is a
covered expense. ( No limit)
· Initial twelve month
rate guarantee, even if you reach a different age bracket
· No waiting period or
limitation on transplant services
· Portable Plan Benefits -
If you move to another state. Your rate may change based on
your ZIP
code, but you won’t
need to reapply for benefits and risk being denied
· easy over the phone or
the NEW online application
· Birth control is a
covered expense
· Coverage on and off the
job (if you are not covered under workers comp, Some
occupation
exclusions apply)
Optional benefits are:
· Zero deductible
prescription drug option - Pharmacy benefits begin
immediately without having
to meet a separate
prescription drug deductible
· Dental Insurance - Plan
pays 100% no deductible for
· Oral examinations
· Routine cleanings
· X– rays
· Sealants
· Topical fluoride treatment
· Maternity benefit
· Office visit co-payment
option - In network office visits for illness or injury are
paid at 100%
after a $25
co-payment for your primary Dr and a $40 co-payment for a
specialist
· Term life added onto
your policy (no extra paperwork or medical exam under
$150,000 in
most cases)
· Over a $1,000,000 in
term life options
Get a quote and/or apply now
Get a Personalized Insurance Quote
Contact
Ulrich and Associates |
